Tribute Mastercard?

I got an offered in the mail for a pre qualified credit line of $500

Should I accept this offer?

Current Credit Conditions

AES Student Loan (OK) ; LENGHT = 4 months

AMEX (OK) (Closed) ; LENGHT = 10 months

Credit Acceptance (CAR LOAN) (PAID IN FULL); LENGHT = 12 months

First National Credit Card (OK); LENGHT = 4 months

Capital One (OK); LENGHT = 1 Year, 11 Months

Totoya Financial Services (OK); LENGHT = 1 month

I recently got balances down to 30% of my outstanding limit within both of my cards...

I got one collection = $50.00 =/ (Only reported on Transunion tho)

I applied for credit 21 times in the past year =/

Average Credit Score = 625

21 recent inquires =/

What can I do to improve my credit quickly?

Opening the First National Credit Card gave me points recently...

Tribute Mastercard?tax credit

no stay way from that card company real high pay back and have heard real rude when you can them for something check out this web site www.ripoffreport.com/reports/0/207/RipOf... www.ripoffreport.com/reports/0/253/RipOf... www.ripoffreport.com/reports/0/253/RipOf...

Tribute Mastercard? loan

Stop applying for credit so often...that is pulling your credit score down. Pay off that $50 collection. It%26#039;s not worth it to have an outstanding collection for such a small amount. Doing the pre-approved card won%26#039;t help your credit score either. Leave it alone, and in time, your score will rise.