Does Capital one charge a late payment?

i would like to get a credit card solely for emergency purposes. But i dont want to pay a monthly fee if i dont use it. I am 18 and dont have enough credit to go with another credit card company. Capital one sent me an offer. I would like to know if they charge a minimum fee, because the only time i want to pay anything is when i use the card. Does anyone know if their are a minimum fee?? or a monthly fee??

Does Capital one charge a late payment?

There is no monthly inactivity fee, ie. if you don%26#039;t use there is no fee. Typically most of Cap One%26#039;s cards don%26#039;t require an annual membership fee (AMF), but you%26#039;ll need to read the fine print to make sure.

Does Capital one charge a late payment? loan

theres no monthly fee%26#039;s or minimum fee%26#039;s but like every credit card they do have late charges .|||That should be stated in the offer. Read it and read it again.it%26#039;s a contract.,|||There is no monthly fee if you have no balance. Once you use the card, you%26#039;ll have to pay it off within the grace period to avoid the interest payment in addition to your balance. If you are late paying the bill, you will pay a penality as well as a higher interest rate on the remaining balance. Most good credit cards will have an annual fee.

If you had an emergency, it would be better to use cash. Open a savings account with no monthly fees. Check out ING.|||That totally depends on the offer. A LOT of creditors have special cards that they offer only to %26quot;people new to credit%26quot; The type of card may have an annual fee or a membership fee.

Rarely do they have monthly fees unless you carry a balance and/or neglect to make the minimum payment. Then you will be charged interest (finance charges) and a late fee.